GoldCare Insurance and HealthShare: how are they different from my membership?

GoldCare Member Services

GoldCare Member Services

Last updated on Oct 14, 2026

GoldCare offers three different things. It helps to know which one you're asking about:

What it is Who runs it
GoldCare Health & Wellness This membership: clinicians, WellnessU, Med-Packs, community GoldCare Health & Wellness
GoldCare Insurance A limited accident & illness medical plan (not ACA-compliant major medical) GoldCare Benefits, Inc., administered by Planstin
Zion HealthShare A cost-sharing community for large medical bills, also not insurance Partner program

Health & Wellness works without insurance

Your Health & Wellness membership works with no insurance of any kind. It's self-pay and can't be billed to Medicare or Medicaid. See Is GoldCare insurance?

GoldCare Insurance

  • GoldCare Insurance will be available in all 50 states. It is not ACA-compliant.
  • It is not currently in open enrollment.
  • Information: goldcarebenefits.com
  • Questions before enrolling: (239) 441-4249 or [email protected]
  • Existing insurance plan members (benefits and claims): Planstin Member Benefits Support, 435-571-0011 or [email protected]
  • GoldCare Insurance members receive a complimentary Health & Wellness membership. If you have GoldCare Insurance and are still being billed for Health & Wellness, contact [email protected] and a member of our team will review your account.

HealthShare

We recommend Zion HealthShare for coverage of large, catastrophic medical bills. It's available for members under 65.

For HealthShare questions, email our HealthShare Liaison at [email protected].