GoldCare offers three different things. It helps to know which one you're asking about:

| | What it is | Who runs it |
|---|---|---|
| **GoldCare Health & Wellness** | This membership: clinicians, WellnessU, Med-Packs, community | GoldCare Health & Wellness |
| **GoldCare Insurance** | A limited accident & illness medical plan (not ACA-compliant major medical) | GoldCare Benefits, Inc., administered by Planstin |
| **Zion HealthShare** | A cost-sharing community for large medical bills, also not insurance | Partner program |

## Health & Wellness works without insurance

Your Health & Wellness membership works with **no insurance of any kind**. It's self-pay and can't be billed to Medicare or Medicaid. See [Is GoldCare insurance?](https://chatwoot-web-production-8008.up.railway.app/hc/goldcare/articles/is-goldcare-insurance)

## GoldCare Insurance

- GoldCare Insurance **will be available in all 50 states**. It is **not ACA-compliant**.
- It is **not currently in open enrollment**.
- Information: [goldcarebenefits.com](https://goldcarebenefits.com)
- Questions before enrolling: **(239) 441-4249** or **insurance@goldcare.com**
- Existing insurance plan members (benefits and claims): Planstin Member Benefits Support, **435-571-0011** or **PlanstinIndividual@Planstin.com**
- GoldCare Insurance members receive a **complimentary Health & Wellness membership**. If you have GoldCare Insurance and are still being billed for Health & Wellness, contact memberservices@goldcare.com and **a member of our team will review your account**.

## HealthShare

We recommend **Zion HealthShare** for coverage of large, catastrophic medical bills. It's available for members **under 65**.

For HealthShare questions, email our HealthShare Liaison at **eric@goldcare.com**.